Insurance issues for Scaffold Sheeting and Wrapping
Scaffold Sheeting and Wrap . Have you checked that the,material is fire retardant ?
If you regularly use sheeting then you will be well aware of factoring in wind loading and such like, but have you considered the fire resisting capabilities of the sheeting itself ?
Since the Grenfell tragedy, Insurers (and Professional indemnity Insurers in particular), have become far more wary of providing any cover for a facade that has not been certified as flame retardant.
A complete sheet or scaffolding wrap could fall under the definition of "facade" and would therefore be covered by this exclusion.
These exclusions are becoming more and more common place as policies come up for renewal so it is now vital that you check the flame retardent properties of all the sheeting materials you use and speak to your broker if you feel that some may fall foul of this condition.
Our own Paul Beck was recently quoted in leading trade publication Access Point on this very subject
“Post-Grenfell insurance companies have focused on building facades and will only cover installations that use non-flammable products. As the use of netting and sheeting has grown the scaffolding sector needs to look carefully at the products it uses to wrap a scaffold structure. If you use a non-flame retardant sheeting product you could invalidate your insurance.”
Amicus is a Top 100 Independent Commercial Insurance Brokerage, specialising in the construction and Scaffolding Industry.